Terms and Conditions

Welcome to the Strategic Financial website. By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree with these Terms and Conditions, please do not use this website.

1. About Us

Strategic Financial is an Australian financial services business holding Australian Financial Services Licence (AFSL) 569303.

These Terms and Conditions govern your access to and use of this website.

2. Website Information

The information provided on this website is intended for general information purposes only.

While we make reasonable efforts to ensure the information on this website is accurate and current, we do not guarantee that all information is complete, accurate or up to date at all times.

Information published on this website may be updated, amended or removed without notice.

3. General Advice Warning

Unless expressly stated otherwise, the information contained on this website is general information only. It has been prepared without taking into account your objectives, financial situation or needs.

Before acting on any information available through this website, you should consider whether it is appropriate for your circumstances and seek professional financial advice where appropriate.

Nothing on this website constitutes personal financial advice, legal advice, taxation advice or any other professional advice.

4. No Adviser Client Relationship

Your use of this website, including contacting us through online forms, email or other communication channels, does not establish an adviser-client relationship.

A professional relationship is only established after we have agreed to provide services and all applicable engagement and regulatory requirements have been satisfied.

5. Financial Products and Services

Any products or services described on this website are subject to applicable Australian laws, regulatory requirements and eligibility criteria.

Not every product or service may be suitable for every individual.

Where required by law, relevant disclosure documents will be provided before financial products or services are offered.

6. Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, logos, branding, images, documents, layouts and other materials, is owned by or licensed to Strategic Financial.

You may view, download or print material from this website for your personal, non-commercial use only.

You must not reproduce, distribute, modify, publish or commercially exploit any content without our prior written consent.

7. Acceptable Use

You agree not to:

• Use this website in any way that breaches any applicable law or regulation.

• Attempt to gain unauthorised access to any part of this website or its systems.

• Introduce viruses, malicious code or other harmful material.

• Interfere with the operation or security of this website.

• Use this website in any manner that could damage our reputation or the availability of our services.

8. Third Party Websites

This website may contain links to third-party websites for your convenience.

Strategic Financial does not control, endorse or accept responsibility for the content, accuracy, availability or privacy practices of any third-party website.

Accessing third-party websites is at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law, Strategic Financial excludes all liability for any loss, damage, cost or expense arising directly or indirectly from:

• Your access to or use of this website.

• Reliance on information published on this website.

• Any interruption, delay or unavailability of this website.

• Errors, omissions or inaccuracies in website content.

Nothing in these Terms and Conditions excludes any rights or remedies that cannot be excluded under Australian law.

10. Privacy

Your privacy is important to us.

Our collection, use and disclosure of personal information is governed by our Privacy Policy, which forms part of your use of this website.

11. Cookies and Website Analytics

This website may use cookies and similar technologies to improve functionality, enhance user experience and collect website usage information.

You may disable cookies through your browser settings, although doing so may affect the functionality of certain parts of this website.

12. Security

While we take reasonable steps to protect this website and the information transmitted through it, no method of electronic communication or internet transmission can be guaranteed to be completely secure.

Users should take appropriate precautions when transmitting information online.

13. Changes to These Terms

We may amend these Terms and Conditions from time to time.

Any updated version will be published on this website and will take effect from the date it is published.

Your continued use of the website constitutes acceptance of any updated Terms and Conditions.

14. Governing Law

These Terms and Conditions are governed by the laws of Victoria, Australia.

Any disputes arising from the use of this website will be subject to the exclusive jurisdiction of the courts of Victoria.

15. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us.

Phone: 0414 805 473

Mail: P O Box 88, Montmorency VIC 3094

Email: advice@strategicfin.au